Dental & Vision Insurance Plans
Affordable coverage for your smile and sight
Original Medicare doesn’t cover routine dental or vision care—but that doesn’t mean you have to go without. Triangle Medicare Solutions helps clients find affordable dental and vision plans that protect your health, prevent costly problems, and keep you feeling your best in retirement.
The Importance of Dental and Vision Coverage in Retirement
Why these essential benefits matter after 65
Oral health and eyesight often require more attention as we age, yet Medicare (Parts A & B) provides very limited coverage for these services. Routine dental exams, cleanings, fillings, eyeglasses, and contact lenses are not included under Original Medicare. Some Medicare Advantage plans offer limited benefits, but many people choose a separate policy for more complete coverage. Regular dental and vision care helps detect early signs of health issues like gum disease or glaucoma, reducing long-term costs and preserving your quality of life.
Dental & Vision Coverage Options
Find the right plan for your needs and budget
We help you explore a variety of plan types to make sure you’re covered where it matters most:
Dental PPO Insurance
These plans allow you to see any licensed dentist, though you’ll save more with in-network providers. Preventive services like cleanings and exams are usually covered at 100%, with coverage for fillings and major work increasing after a short waiting period.
Standalone Dental Plans
Perfect if your Medicare or health plan doesn’t include dental coverage. Choose from leading carriers like Delta Dental, Aetna, and Cigna, with benefit levels that fit your comfort and care needs.
Vision Insurance Plans
Most plans include annual eye exams and allowances for glasses or contact lenses, and some even offer discounts on LASIK surgery or additional eyewear.
Dental & Vision Bundles
Many carriers now offer combined dental, vision, and hearing plans for retirees—providing one convenient policy and monthly premium for multiple benefits.
How We Help with Supplemental Coverage
Simple guidance for benefits Medicare doesn’t include
At Triangle Medicare Solutions, we treat dental, vision, and hearing coverage as vital parts of overall health—because good care goes beyond doctor visits. Our advisors review your existing Medicare or health plan to identify any gaps in coverage. Then, we compare a range of dental and vision insurance options based on your budget, dental needs, and preferred providers.
If you already have a Medicare Advantage plan with limited benefits, we’ll determine whether a standalone policy or rider add-on could provide better value. We’ll also explain important details like waiting periods, annual maximums, and premium differences so you can choose confidently.
Coverage You Can Count On
Protecting your long-term health and savings
Regular dental checkups and vision exams aren’t just about maintaining comfort—they’re essential to preventing serious health conditions. A simple cleaning can help avoid infections that lead to expensive treatments, and an eye exam can detect early signs of diabetes or glaucoma. By maintaining the right coverage, you’ll stay proactive about your health and prevent unexpected bills.
Our no-cost assistance means you’ll pay the same for your plan as if you bought it directly, but you’ll gain the benefit of professional guidance and personalized service every step of the way.
Dental & Vision Coverage FAQ
Common questions about senior dental and vision insurance
Why doesn’t Medicare cover dental and vision care?
Medicare was designed to cover hospital and medical care, not routine services like cleanings or vision exams. That’s why private insurance companies offer separate plans to fill those gaps.
Can I get dental and vision insurance as a senior?
Yes, absolutely. There are many affordable plans designed specifically for people aged 65 and older. These plans typically have no upper age limits and may include both preventive and major services.
How much does dental insurance cost?
Most individual dental plans cost around $30–$50 per month. Preventive care is often covered at 100%, while more complex procedures—like crowns or root canals—are partially covered after meeting a deductible.
Do any Medicare plans include dental or vision?
Some Medicare Advantage plans include limited dental and vision coverage, but benefits and caps vary widely. Medicare Supplement plans do not include these benefits, though certain carriers offer optional dental and vision add-ons.
Is there a waiting period before coverage starts?
Many plans start preventive coverage immediately, but may have waiting periods (typically 6–12 months) for major procedures. We’ll review those details upfront so there are no surprises.
